Wednesday, June 13th, 2018
A simple meaning of “Home equity” is the part of your property you actually own. For instance, if your property’s worth $450,000, and you have a mortgage with a remaining loan balance of $200,000, your equity in the property is $250,000.
Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.
The first option in home equity building is to make additional principal payments. One way to do this is to sign up for a bi-weekly mortgage, in which you make two payments per month (which added together equal one monthly payment). You will make the equivalent of 13 monthly payments per year instead of 12, which may seem insignificant. But a 30-year loan with a bi-weekly payment plan is usually paid off in about 20 years.
The other way to build home equity faster is to refinance. If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82. You would save $200,000 in interest and build the same amount of equity in half the time.
Contact your New Jersey Shore Realtor, Diane B Kaplan, for additional information on waterfront properties in Sea Bright NJ or other Shore Towns. Call or text to 732-672-0409 for all your real estate needs.
Thinking of selling and want to get an idea of What Your Home Is Worth – click here for free complimentary market analysis!
Log on to Diane B Kaplan’s website and see what I see everyday directly from my MLS.
Saturday, June 9th, 2018
OPEN HOUSE
SATURDAY, JUNE 9th
1 – 3 PM
6 Village Road
SEA BRIGHT NJ 07760
Come and explore the fantastic oceanfront with beautiful ocean breezes and wonderful vistas at the Open House, Saturday, June 9th from 1 – 3 pm.
Sea Bright Townhouse for Sale – Oceanfront Complex known as “Sea Bright Village” is located on Ocean Avenue in Sea Bright NJ directly with Atlantic Ocean at your feet. Located on ocean side of Ocean Avenue – a private village community close to marinas, town shops, finest restaurants, views of Shrewsbury River, NYC Ferry Service only 5 minutes away in Highlands NJ and much much more.
Sea Bright Village is a pet friendly community of townhouse style units built in the 1970’s offering open style living space plus a one-car garage located on the ocean side of Ocean Avenue. The beach is your backyard.
Contact your New Jersey Shore Realtor, Diane B Kaplan, for a personal tour of this gorgeous property or for additional information on waterfront properties in Sea Bright NJ or other Shore Towns. Call or text to 732-672-0409 for all your real estate needs.
Townhouse is ready for immediate occupancy!!!
Thursday, June 7th, 2018
Worrying about what you are going to do with your pets when you have to go out of town? Don’t worry….call Dazzling Pet Sitting at (732) 768-5169. That’s exactly what I did and was completely at ease and didn’t worry about my little “Kitty”. I adopted “Kitty” back in the Fall and really never left her alone since she became part of my family. I had a family wedding out of town and was going to be gone about 5 days. I was frantic and couldn’t come up with a solution about what I was going to do. Until one day I remembered “Dazzling Pet Sitting”….
Anne and Coleen are the owners operators of Dazzling Pet Sitting and started their business about 8 years ago. This business was started because of their love for animals. Anne and Coleen were very aware of the fact that people go off every day and have to leave their pets unattended for long periods of time; e.g. going to work all day, vacations, family events out of town or even out for the day.
There are various pet packages that you can choose from. They can visit once, twice or three times a day but schedules can be discussed further to contour to the individuals needs. There is a FREE in home consult for you to meet them and your pet(s). I liked the fact that they keep daily logs of your pets activities and also text message with updates if necessary. For complete details and information log on to their Website (Click Here) and find out about all Dazzling Pet Sitting has to offer. I highly recommend their service; ….one pet at a time!!!
If you or anyone you know is looking to buy or sell a property in the Monmouth County Area, please be sure to contact your New Jersey Shore Realtor, Diane B Kaplan, at 732-672-0409 (text or call) or check out the website and see what I see everyday in the MLS.
Tuesday, June 5th, 2018
Sea Bright Townhouse for Sale – Oceanfront Complex known as “Sea Bright Village” is located on Ocean Avenue in Sea Bright NJ directly with Atlantic Ocean at your feet. Located on ocean side of Ocean Avenue – a private village community close to marinas, town shops, finest restaurants, views of Shrewsbury River, NYC Ferry Service only 5 minutes away in Highlands NJ and much much more.
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Beautiful Entry Foyer
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Living Room with Hardwood Flooring
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Full Wall Brick Fireplace
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Open Large Dining Area
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Custom Kitchen
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Private Ocean Beach Access
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Deck Off of Bedroom
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Outdoor Patio Leading to Ocean Beach
Sea Bright Village is a pet friendly community of townhouse style units built in the 1970’s offering open style living space plus a one-car garage located on the ocean side of Ocean Avenue. The beach is your backyard.
Contact your New Jersey Shore Realtor, Diane B Kaplan, for a personal tour of this gorgeous property or for additional information on waterfront properties in Sea Bright NJ or other Shore Towns. Call or text to 732-672-0409 for all your real estate needs.
Enjoy fee simple ownership and low home owner association fees — since this is not a condominium complex the monthly fees are only around $60 a month. Enjoy the ocean beach at the end of your street. This townhouse features new windows, siding, ceramic floors, interior doors, kitchen with stainless steel appliances, deck with river and some ocean views. Baths have been redone with beautiful ceramic tile – each bedroom has its own beautiful bathroom; there is a powder room on the second level also. New sliding glass doors in living room leading to patio with a private courtyard path leading to entrance to ocean beach. Entire unit just painted in neutral colors with chair rail, a nice added touch. Townhouse is ready for immediate occupancy!!!
Thinking of selling and want to get an idea of What Your Home Is Worth – click here for free complimentary market analysis!
Log on to Diane B Kaplan’s website and see what I see everyday directly from my MLS.